Welcome to IQ.

IQ is a unique and powerful consumer information program for Educators members. Remar Sutton, a nationally known consumer advocate, has partnered with Educators to create IQ and to serve as your "member consumer spokesperson." Here's a message from Remar about IQ.

IQ Remar's Reports

Getting the Longest Service Out of Your Vehicle Saves $$$ (May 2008)

This report looks at what you can do to stretch the good life of your wheels.

Don’t Fall for Scams Related to the Credit Crisis (April 2008)

This report describes several types of financial scams and how to recognize them.

Tax Time Tips (March 2008)

This report provides information on free e-filing, an update on “quick refund” loan schemes, and tips for finding a reliable tax preparer with expertise to match your needs.

Choosing a Cell Phone Plan to Meet Your Needs and Your Budget (February 2008)

This report provides some tips to help you find the right cell phone plan to meet your needs without breaking your budget.

Choosing a Credit Card That’s Right for You (January 2008)

This report looks at the factors you should consider when choosing a credit card.

Thinking of Donating Your Used Vehicle to Charity? (December 2007)

This report provides tips for checking out a charity and technical details about vehicle donation.

Check, Credit Card or Debit Card? Choosing a Payment Method for Security and Convenience (November 2007)

This report offers a brief overview of the facts you need to make wise choices for your circumstances.

Thinking about Buying a First Home or Moving Up to a Larger Home? Lessons You Can Learn From Today’s Housing Market (October 2007)

This report looks at lessons smart consumers can learn from what's been happening in the housing and mortgage markets.

Why Not Buy a Car on eBay or Another Online Auction Site? (September 2007)

This report looks at the pros and cons of buying a vehicle online.

Work-at-Home Schemes Target Your Hard-Earned Dollars (August 2007)

This report describes how you can protect yourself from questionable offers by knowing the most common schemes and knowing what questions to ask of any business opportunity and what cautionary flags to look for.

Strategies for Saving More: Why a Personal Savings Plan Is Important and Tips for Getting Started (July 2007)

This report gives some pointers on where and how you can find some savings and where to stash them when you've found them.

Tips for Improving Your Credit Score (June 2007)

This report provides some simple tips that can help you keep your credit score and overall credit in good shape.

What’s Your “Credit Score” and How Can It Affect Your Credit? (May 2007)

This report presents some basic facts about credit scoring that highlight its importance to your financial health.

Enhancing Your Online Privacy and Protecting Your Personal Information (April 2007)

This report looks at some tips and tools to help you enhance your online privacy and security.

E-Statements and Managing Your Financial Accounts Online Can Offer Big Benefits (March 2007)

This report profiles some of the potential benefits of managing most of your financial business online, including using e-statements, and provides tips for doing it safely.

Thinking of Consolidating Credit Card Debt? Promises and Best Options (March 2007)

This report describes the many consumer traps lurking within the tiny print of credit card agreements and best options for consolidating credit card debt.

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