Welcome to IQ.

IQ is a unique and powerful consumer information program for Educators members. Remar Sutton, a nationally known consumer advocate, has partnered with Educators to create IQ and to serve as your "member consumer spokesperson." Here's a message from Remar about IQ.

Fraud & Privacy Rights

Fraud and Protecting Privacy Resources

More Information about Your Financial and Personal Privacy

Financial Privacy Resources

These articles from the Federal Deposit Insurance Corporation (FDIC) describe the consumer provisions in the Gramm-Leach-Bliley Act (GLBA). The GLBA applies to banks, savings and loans, credit unions, insurance companies and insurance firms. It also applies to retailers and automobile dealers that collect and share personal information about consumers to whom they extend or arrange credit.

Privacy Choices for Your Personal Financial Information
This fact sheet from the Federal Trade Commission (FTC) describes the types of financial information that you can opt out of having shared.

The Privacy Rights Clearinghouse has numerous informative fact sheets on financial privacy.

Personal Privacy Resources

Privacy: What You Do Know Can Protect You
This FTC Consumer Alert describes options for protecting your personal information.

Privacy: Tips for Protecting Your Personal Information
This FTC Consumer Alert provides tips to help you manage your personal information.

These fact sheets are from the Privacy Rights Clearinghouse:

Privacy and the Internet: Traveling in Cyberspace Safely — This fact sheet describes the Internet activities that can reveal your personal information, how others get information about your online activities, and tips for safeguarding your privacy online.
Children's Privacy and Safety on the Internet: A Resource Guide for Parents — This guide has six sections covering privacy and safety tips; online marketing to children; harmful material and filtering; online safety for chat, instant messages and social networking; spam to minors; and online privacy and safety resources including resources for teens.
How Private is My Medical Information — This fact sheet provides information on medical records that are not covered by the HIPAA Privacy Rule.
HIPAA Basics: Medical Privacy in the Electronic Age — This fact sheet describes the provisions Privacy Rule of the Health Insurance Portability and Accountability Act (HIPPA).

IQ links to sites provided by a variety of sources. We review sites for credibility and reliability, but IQ, of course, can't control advertising and other links on these sites. We advise ignoring pop-up ads, links to sales of products or services, and the like.