IQ: Consumer Education at Educators

Welcome to IQ.

IQ is a unique and powerful consumer information program for Educators members. Remar Sutton, a nationally known consumer advocate, has partnered with Educators to create IQ and to serve as your "member consumer spokesperson." Here's a message from Remar about IQ.

Breaking News

IRS Refund "Phish"

Faking e-mails from the IRS is a popular "phish." This recent one uses a tax refund as the hook.

The first clue that this is a "phish" is that the IRS never uses e-mail to initiate contact with taxpayers.

Other clues that indicate this message is a "phish."

  • Typos such as the amount (in red), which has comma instead of a decimal point.
  • The attachment (in blue) is a web page.
  • The stilted wording of the sentence "Please view the message from the attachment file."
  • The emphasis in the last sentence on preventing fraudulent activity and further information theft.

To avoid phishing scams remember:

  • Reputable companies, financial institutions, and government agencies NEVER send e-mails, make phone calls or send letters asking for personal information and account information they already have on file.
  • Never call the phone number in an e-mail message.
  • Never click on links in these sorts of e-mails.

 

Prepared by Remar Sutton and Associates and licensed to Educators Credit Union. Copyright 2008. All rights reserved.


IQ links to sites provided by a variety of sources. We review sites for credibility and reliability, but IQ, of course, can't control advertising and other links on these sites. We advise ignoring pop-up ads, links to sales of products or services, and the like.