Welcome to IQ.

IQ is a unique and powerful consumer information program for Educators members. Remar Sutton, a nationally known consumer advocate, has partnered with Educators to create IQ and to serve as your "member consumer spokesperson." Here's a message from Remar about IQ.

Credit & Debt

Tips for Improving Your Credit Score

This report provides some simple tips that can help you keep your credit score and overall credit in good shape.

What’s Your “Credit Score” and How Can It Affect Your Credit?

This report presents some basic facts about credit scoring that highlight its importance to your financial health.

Thinking of Consolidating Credit Card Debt? Promises and Best Options

This report describes the many consumer traps lurking within the tiny print of credit card agreements and best options for consolidating credit card debt.

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